Calculate your tax refund
Estimate your Australian income tax, superannuation, HELP repayments and take-home income.
Super is estimated at 12% of gross income. HELP / HECS repayments are calculated automatically using the selected financial year's marginal repayment thresholds. The Low Income Tax Offset (LITO) is applied automatically where eligible.
Enter tax withheld to calculate your estimated refund.
| Year 2026–2027 | Weekly | Fortnightly | Monthly | Annually |
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This calculator provides estimates, not an official ATO assessment. Actual tax depends on deductions, offsets, residency, Medicare exemptions, HELP repayment income and other individual circumstances. Superannuation is displayed separately and is not deducted from take-home pay. HELP is estimated using the income entered as repayment income. Actual HELP repayment income can also include reportable fringe benefits, reportable super contributions, net investment losses and certain other amounts. Only the Low Income Tax Offset is included automatically; other offsets (such as the Seniors and Pensioners Tax Offset) depend on personal eligibility. This is an estimate, not an official ATO assessment.